Home Contents
Household Content Cover
When we think about items in our homes, we tend to think of things such as our T.V., fridge and washing machine.
We often forget about the smaller items, which are cumulatively extremely valuable. The cost of replacing and repairing even just a handful of these items could amount to more than we can afford. That is precisely why household contents insurance exists.
Household contents insurance covers fire, lightning, explosion, malicious damage, earthquake, water damage and the specified perils including theft and accidental damage.
Tip
The easiest way to accurately determine what household contents insurance covers, is to imagine that the roof of your home has been removed. If we flip the house upside-down, everything that falls out is what makes up our home contents.
All Risk
Our personal all-risk insurance covers the loss of or damage to items you normally wear or carry outside your home, wherever you are in the world.
Cover includes
Clothing and personal effects – clothes you usually wear, as well as personal items you carry on you, including personal sporting equipment.
Personal items that can be specified, which include cell phones, laptops, bicycles, sunglasses, jewellery and collections.
